Effective Date: April 4, 2026
Welcome to Inspire Digital! These Terms of Service govern your use of our website and purchase of our digital products. By making a purchase or using our services, you agree to these terms. We've written them in plain language to make sure you understand your rights and our commitments to you.
Our business operates under the following legal structure:
When you see charges from us on your bank or credit card statement, they will appear as INSPDIGI.COM.
Inspire Digital provides high-quality digital educational materials specifically designed for life insurance agents. Our products help agents grow their business, generate leads, and improve their sales skills.
Our current product lineup includes:
Our products are priced between $7 and $597, depending on the scope and depth of the materials. All prices are listed in United States Dollars (USD). Product descriptions, pricing, and availability are subject to change without notice, though any changes will not affect purchases already completed.
All our products are delivered digitally. When your payment is processed successfully, you will receive instant access to download your purchased materials. We typically send download links to the email address you provide during checkout within minutes of purchase.
Important delivery information:
Since our products are digital downloads delivered instantly, you acknowledge that you cannot return digital products in the traditional sense. However, we stand behind our products with our 100% money-back guarantee as described in Section 5.
We accept payment via major credit cards, debit cards, and other payment methods as displayed during checkout. All payments are processed securely through our payment processor.
When you make a purchase:
You represent and warrant that you have the legal right to use any payment method you provide to us, and that the information you provide is accurate and complete.
We are committed to your satisfaction. We offer a Lifetime 100% Money-Back Guarantee on all our products.
If you are not completely satisfied with your purchase for any reason, simply contact us by email and we will issue you a full refund—no questions asked, no time limit. However, to ensure smooth processing:
Please note that chargebacks or payment disputes initiated without first contacting us may result in your inability to purchase from us in the future. We're here to help, and we will always work with you to resolve any concerns.
We value open communication and want to resolve any issues you may have quickly and fairly. Before taking any formal action, we require that you:
If you file a chargeback or payment dispute without first contacting us, we may be unable to provide you with a timely resolution, and it may affect your ability to make future purchases. We're committed to making things right, so please reach out to us first.
All content, materials, and products available through Inspire Digital are owned by Advance IQ or our licensors and are protected by copyright, trademark, and other intellectual property laws.
When you purchase our digital products, we grant you:
You may not:
Unauthorized use or distribution of our materials may result in termination of your license and potential legal action.
Our digital products are educational materials designed to provide information and strategies for life insurance agents. While we strive to provide accurate and helpful content, we want to be clear about certain limitations:
No Guarantees of Results: We do not guarantee any specific results, earnings, or outcomes from using our products. Your success depends on many factors including your effort, skills, market conditions, and business practices.
Educational Purpose: Our materials are for educational and informational purposes only. They do not constitute professional legal, financial, or business advice. You should consult with appropriate professionals before making business decisions.
As-Is Basis: Our products are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
To the maximum extent permitted by law, Advance IQ (doing business as Inspire Digital) shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our products or services.
In any event, our total liability to you for all claims arising from or related to our products or services shall not exceed the amount you paid for the specific product at issue.
Nothing in these terms shall exclude or limit our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded or limited under applicable law.
You agree to indemnify, defend, and hold harmless Advance IQ (doing business as Inspire Digital), its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorney's fees) arising from your use of our products, your violation of these Terms of Service, or your violation of any rights of another party.
We collect and use your personal information (such as your name, email address, and payment information) solely to process your order and deliver your purchased products. We do not sell or share your personal information with third parties except as necessary to process your payment and deliver your products.
We implement reasonable security measures to protect your information, but please understand that no method of transmission over the internet is 100% secure.
We may update these Terms of Service from time to time. When we make changes, we will update the "Effective Date" at the top of this document. We encourage you to review these terms periodically. Your continued use of our website or purchase of our products after changes are posted constitutes your acceptance of the revised terms.
If any provision of these Terms of Service is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining terms remain in full force and effect.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, United States of America, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our products shall be subject to the exclusive jurisdiction of the state and federal courts located in Galveston County, Texas.
These Terms of Service, together with any additional terms you agree to when making a purchase, constitute the entire agreement between you and Advance IQ (doing business as Inspire Digital) regarding your use of our products and services, and supersede any prior agreements or understandings.
If you have any questions, concerns, or requests regarding these Terms of Service, our products, refunds, or anything else, please don't hesitate to reach out to us:
Business Name: Inspire Digital (a DBA of Advance IQ)
Location: League City, Texas
Website: inspdigi.com
We aim to respond to all inquiries within 1-2 business days. Please include your order number or purchase details when contacting us for the fastest response.
Thank you for choosing Inspire Digital. We're committed to providing you with valuable resources to help you succeed in your insurance business!
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